You cannot play online-game because of the settings on your Microsoft account, I have...

It says this when I try to play online, “you cannot play online multiplayer because of how your Microsoft account is set up”

I have been getting the error message of "you cannot play online multiplayer because of how your Microsoft account it set up". I have an adult account that is not restricted in online play, I've tried for hours to change the settings, such as blocking
it and then unlocking it, but the settings never update. I am unsure of what to do at this point and contemplating making a new account because of this issue

Hello my name is Hayden I understand you are having truble with your settings. Maybe this will help, after you change your your account settings restart your Xbox

I've been playing on my Realm for months now, but today, for no reason, i cannot log into live services. "You cannot play on Realms because of how your Microsoft Account is set up".

I've gone to the recommended Privacy and Online Safety section of Microsoft online. All the settings are FINE. I am not a child. I am 40 years old and have never been part of a family account setup. Yet I cannot change my account settings like I'm some child.
why?

Yea its probably just a bug or something or maybe you're settings

I wanted to play Minecraft PS4 servers but when i signed into my Microsoft account i couldn't play servers because of the message that popped up "You cannot play online multiplayer because of how your Microsoft account is set up." please help me resolve
this problem because i have nothing on my account restricting this type of play.

Please send advice quickly as possible.

I have the same issue with my children’s accounts. No matter what settings I change, they cannot play with me on my realm.

This is infuriating especially since it’s only affecting minecraft. I can play other multiplayer games with them, though.

Hello.

It says

"You cannot play <on Realms> or <online multiplayer> because of how your microsoft account is set up. Please ensure your online safety settings allow Multiplayer and Clubs. See instructions for changing these settings at aka.ms/MCMultiplayerHelp"

I have clicked the submit button, and aka.ms/MCMultiplayerHelp does not work.