why did i get money in my account instead of an Xbox gift card?

That's how it works. It tells you that it will automatically deposit the funds before you redeem it.

what I did was instead of trying use the card send yourself and digital gift card and redeem it. it will add the money to your Microsoft account and you can buy what you want without having to split the payment

yes, i did redeem the xbox gift card on my microsoft acount and i did use most of my 50$ on the microsoft store for vbucks, i used arround 30 to 40 dollars on vbucks already (10$ for 1000 vbucks) at that point i didnt know how much money i stIll had on my gift card so i decided to search up vbucks on the microsoft store and instead of buying it i was goona check how much money was still on the card, then i accidentally pressed A and purchased it.

This is my second time doing this, I did not have a Credit Card or PayPal Before it is only just now happening.

I also do not have a Credit Card or PayPal to redeem it with
It is why I bought a gift card instead of using a credit card..

lol, why would I not want to add a credit card, then turn around and add a paypal account? Info to access a account i have with my money in it is still being given to xbox. Its just called a paypal account instead of credit card account.