Redeem xbox live code and set up recurring payment

Sadly, you will need to have a payment method on file in order to redeem a code for a recurring subscription like Game Pass and Xbox Live Gold.This is because the subscription will automatically renew each month, and you will need a valid payment method on file to be charged for the renewal. Without a payment method, you will not be able to redeem your code. You can try to use a prepaid Visa or Mastercard gift card to redeem your code. These cards can be purchased at many retailers, and they can be used just like a regular credit or debit card.

No. You needed the payment method for the Gold because it's a subscription. Redeeming a code for a game won't ask for a payment method since it's already been paid for and is not a recurring subscription.

Are you talking about Xbox credit from your Microsoft account balance? That system is not set up to work with a recurring subscription so it cannot be used as a payment method for Live.

Please try changing or removing then adding again the payment method on your Microsoft account:

https://account.microsoft.com/billing/payments

When you redeem a subscription trial code on your account, you need a valid payment method that supports recurring billing (like credit card or PayPal) to be able to redeem it. This is because the subscription will need to renew itself after the trial period.

But rest assured that after redeeming the code you can turn off recurring billing for the subscription if you don't want it:

https://account.microsoft.com/services

Hi,

No you can't purchase subs with credits from your account. You can buy a code for Game Pass but you need a payment method like credit card or PayPal - depending on the country you live in to redeem the code.

You can turn off recurring billing after you have redeemed the Game Pass code if you don't want that.