purchased 5000 rewards points from xbox rewards - the gems were deducted but no order made

Hello,

From the previously available FAQ on Vault Credits:

I claimed Rewards Credits from the vault. When will I receive them?

If you claim Rewards Credits from the MyVIP Vault, they should appear as pending in your account within 96 hours. Once they are pending in your account, the normal deposit process kicks in. Generally if you have over 5,000 Rewards Credits pending in your
account in the first half of any given month, that amount will be converted to your local currency and deposited into your Microsoft account on or around the 30th of that same month. If the Credits show as pending in the second half of the month, that amount
will be deposited into your Microsoft account on or around the 15th of the next month.

Please note you need at least 5,000 Rewards Credits pending to automatically trigger a deposit, though you can request a deposit for the next scheduled date as long as you have 1,000 Credits pending. Also, if you have ongoing issues with us depositing
into your account, such as your account not matching up with your billing location, you might want to consider choosing a different prize from the vault, as we won’t be able to deliver your Rewards Credits until the deposit issue is resolved.

You can review when your Credits were pending, as well as when you had 5000 pending, on the MyStatement on the MyRewards page.

The credits should show as pending on the MyRewards section of the site about 96 hours after you redeemed them. Then they would be deposited into your account later this month.

So now ive bought two 5000 rewards cards for 250 gems each and it isn't giving me the rewards but the gems are gone

Hello ohno itstheCoPz,

Since being introduced in October, Gems have never had a Credit or currency value assigned to them. They can only be spent on purchases from the Vault. However, we realize that users have grown attached to their Gems, so when you are transitioned to Microsoft
Rewards, they will be converted into points. Note that Microsoft Rewards points and Xbox Live Rewards Credits are not the same. Your Gems will not be converted into Xbox Live Rewards Credits if you choose to remain in the Rewards programs, but will be converted
into Microsoft Rewards Points.

From the Microsoft Rewards Migration FAQ: "any unredeemed MyVIP Gems will be converted to Microsoft Rewards points and can be used to redeem rewards from the Microsoft Rewards catalog once your membership is transitioned. One MyVIP Gem will convert to one
Microsoft Rewards point".

If one gem equals one Microsoft Rewards point , and I have 500 Microsoft Points, that's roughly about 50 cents worth, because a $5 gift card is about 5,000 points.

Whereas if I were to redeem them through Xbox Live Rewards, 500 gems would get me 10,000 Rewards credits - if only such a thing were not "out of stock" - how does that work exactly except that Microsoft chooses for it be out of stock, so they force me to either
put up with giving me a tenth of the value or having to buy something useless like Overwatch wallpaper?