my account was hacked there is a fradulant charge of 109.99 to my visa for destiny 2

Start by securing your account using the instructions on this support page Secure your account if you think you’ve been hacked | Xbox Support be sure to change your password and have 2FA added to your account.

If you have charges that you did not authorize you can try to get a refund here Request a refund for digital games | Xbox Support

Hello that is unknow. You could look on your microsoft account and check under billing and see what it says for that amount. If not you would have to call them up or speak with agent in an official chat so they can look at your account and let you know.

My account was charged for a $59.99 1 year xbox live subscription but i havent used my xbox account in over 2 years, my dad is *** off that his visa was charged for somthing he did not authorize. Suppourt is down at the moment and wont allow me to contact
at this moment.

Please IMMEDIATELY follow the steps here: https://support.xbox.com/en-US/my-account/security/compromised-account-solution

You'll want to get your account back by those steps, contact support, and check your Order History at account.microsoft.com > Payments & Billing > Order History to make sure there were no fradulent charges on your account.

Offical Support via the troubleshooting steps I linked is your best resolution for support and to make sure that any fradulent activities are identified and reversed.

One workaround for my "kid" accounts with Live Gold... add a Visa "gift card" that has already been used up. The process seems to check if the Visa numbers and expiration are valid, but did not give an error when trying to charge $0 against it.