How do I stop deductions from my bank account i never authorized these deductions

You were already answered in your original thread https://answers.microsoft.com/xbox/forum/all/please-stop-bank-deductions-i-did-not-authorize/37ab3dad-0a2c-42d1-92f1-79db9f688c06

do you have auto-renewal turned on?

If you signed up for a subscription such as gold or game pass and auto-renewal is turned on, you can turn it off or cancel it at http://account.microsoft.com If you're unable
to cancel it there, you'll need to contact support and speak to billing. http://support.xbox.com/contact-us

Hello Woodwardno,

Thank you for posting here on the Xbox forums. This sounds like you may have a reoccurring subscription charge going on with a Microsoft account. Unfortunately, there is no one on the forums that can help manage your account billing/subscriptions.

You can manage your subscriptions here : Services & Subscriptions

If you require further assistance from a live agent that can help you manage your account,
Contact us here.

Hope this helps!

Also something I found out, every time i updated my payment options, a small fee was deducted (2 inr ), so it's really frustrating how i can't get authorization for gold membership, but money can be deducted.