How can i change my privacy setting from a teen account?

Hi, JSC___! Thank you for reaching out.
I'm AJ, an Independent Advisor for the Xbox Community.

Since you have a child account, you'll need to ask your parents or guardians to create a Microsoft account of their own so they can manage your account's privacy settings via a Microsoft Family.

If they already have a Microsoft Account:

- Ask them to sign in at https://account.microsoft.com/
- Scroll down and click on "Family"
- Click "Add a family member" and enter your Microsoft Account email address.
- Click "Next" and select "Member"
- Follow the prompts to complete the invite process.
- Accept the invite that will be sent to your Microsoft Account associated email address.

Once you accept the invite to join the Microsoft Family, your parents or guardians should be able to change your privacy settings by signing in to their account at: https://account.xbox.com/settings

Please let me know if you have any further questions.
Best regards.

Is your account an adult, teen or child?

For adults, anyone can comment on posts in your activity feed. To change who can add comments, update your privacy settings under Communicate with voice and text. You can do this in the Friends app by selecting My profile, Privacy settings, and then Communicate
with voice and text.

Adults can also see comments and captions made by anyone else on Xbox Live. If that doesn't appeal to you, you can change it in your privacy settings under See content other people make. You can do this in the Friends app by selecting My profile, Privacy
settings, and then See content other people make.

In both cases, teens and children start with more restrictive settings.

For more info:

support.xbox.com/.../how-to-manage-friends-app-activity-feed-privacy

Basically to remove them spending your money you go to billing and remove your bank account from there if they keep spending it. Solution: 2 Go to privacy and there is a setting which can be changed to adult, teen or child change it to child if they are
4 - 10 teen is 13 - 18 adult is 18+. Did this resolve your problem?

-Trial

Hi! Are you have a child or teen account on xbox console? Here is how to change

the privacy and online safety settings

If you're having trouble changing your privacy and online safety settings on your Xbox One console, check to make sure you've done the following:

• You're signed in to Xbox Live. You must be online and signed in to make changes.
  
• You’re signed in to the console using an adult account. Children and teens are restricted from making changes to their own privacy and online safety settings.
  
• If you receive an error message when you try to change your privacy settings, search for the error using the
  
  Error Code Lookup Tool.

Note If you want to manage your child's privacy settings, see
How a parent can change the privacy and online safety settings for a child account.