Change xbox one to Xbox one S credit card does not work

You'll want to contact support and speak to billing. http://support.xbox.com/contact-us

Hi ReinorsB,

I'm sorry to hear about the current issue with a payment instrument on the account. I would recommend to double check you

Microsoft account and billing information on the account. Another step, would be to remove, re-add the payment instrument, and

verify the region for the payment instrument, console and Microsoft account.

Hope this helps.

so it also requires a credit card for purchase on xbox one? will this be changed at some point?

You need a credit card or Paypal in order to purchase backwards compatible content on the One. A debit card would be seen as credit.

Funds from an Xbox gift card will not work on the One, but will work if you make the purchase from a 360 console.

To purchase a Xbox 360 game on the website or Xbox One, you need a valid payment option such as a PayPal account or a credit/debt card.

Xbox 360 does not have this requirement and can use credit directly, like the Xbox One can with One games.