Can't change setting to allow for joining and creating clubs

I'm trying to join a club via the xbox app on windows 10, i also cannot create one.

I changed my settings to "allow to join or create a club".

Where can i change the settings on the Account page?

I can't join clubs even tho my settings says that i can create and join clubs i still can't and get an error message saying i should change it.

Can anybody help me?

And you have a golden membership? Only with the golden membership you can go to the club. If you do not have it, you can not join it.

Another issue might be in your privacy settings and you do not have that content allowed.

I can't join clubs even tho my settings says that i can create and join clubs i still can't and get an error message saying i should change it.

Can anybody help me?

In my Privacy & online safety settings, I can't turn the ‘you can create and join clubs’ and 'Broadcast gameplay' to Allow, every time I turned them into 'Allow' and clicked submit, it turned back to block automatically. and I can't join Minecraft Realms

I'm sorry to say it's nothing help for me,I can't even create a Forza horizon 4 club. Yesterday i test my xbox setting：if I choose the xbox privacy and online security setting‘create or join a club’ to ‘forbidden’，I
can't get into the ‘club’ interface in game; when I choose to 'allowed',I can browse the ‘club’ interface,but still not allowed to create or join any clubs. I don't know why is it.