"You can't play multiplayer due to the way your Microsoft account is set up."

Hello Bald,

Thanks for coming to the forums with your issue. We understand getting an error when you try and play Minecraft. Are you trying to play multiplayer, and have an active Xbox live subscription? Have you changed the setting in Windows to join multiplayer games
if not here are the steps.

1. Go to the Xbox One/Windows 10 Online Safety tab.
2. Set Join multiplayer games to Allow.
3. You can also change other settings before clicking the Save button.
4. Play the game again.

Make sure your PC is completely up to date along with the game.

Thanks,

Brad

Please sign in to account.xbox.com/settings and ensure none of the multiplayer permissions are blocked.

I also suggest checking the link below, as it has all the steps to take to edit those privacy settings:

I'm trying to set up an Xbox Live or Microsoft Account (including Realms access for Child Accounts!)

Have you tried to look up the problem on the internet

Yeah i have, posting on here was kind of the last resort.

Hi there Joe welcome to the community forum! Christopher here, an Xbox fan just like you and has been on Xbox for years already. I would really love to make your day by helping you out. You mentioned a game, which one is it? Also, is it only happening on this game?

Have you tried to look up the problem on the internet