Xbox Series X pending and credit card charges

Hello, I pre-ordered my Series X on launch day. It is still in pending status, yet Microsoft has charged my credit card 3 times already. The fine print specifically says that I wouldn't be charged until it shipped. Why is Microaoft doing this and why are
they breaking their own Terms. This is getting ridiculous. If it happens again, I may end up disputing the charge because how in the world am I expected to allow all these pending charges every week on my account for a product that still has not been shipped.

:)