Xbox Live is no more.

feels like they are copying playstation lol

There's a server outage. https://support.xbox.com/xbox-live-status

I'm still calling it xbox live

If the service was free to play on xbox like how it is free to play on pc then i would have no problem with these rules and regulation but wen u pay for a service the only thing that should be penalise for is. not paying stealing someone information ect.
But for u having a gamers argument with some one and then they band u then thats just stupid

Yep.Here's the part of the code of conduct you agreed to:

CONSEQUENCES

A violation of the Microsoft Code of Conduct may be cause for these or other actions:

• Automatic assignment of a new Gamertag, if you create an inappropriate Gamertag.
  
• Content deletion, if you create or use inappropriate Content.
• Restrictions (e.g., communications, multiplayer, account access) on your use of Xbox Live services, if you abuse those services.
  
• Permanent suspension or device ban, if you commit an egregious violation that includes, but is not limited to: hacking, modding, profile tampering, fraud, trading or stealing accounts or Gamertags, severe racial remarks, impersonating Xbox staff, displaying
  nudity, repeatedly creating inappropriate Gamertags or profile content, distributing URLs to phishing sites.
  
• Permanent suspension or device ban, if you try to avoid suspension with alternate accounts and/or devices.
  
• Permanent suspension or device ban, if you repeatedly commit violations.

UPON RECEIVING A PERMANENT SUSPENSION, YOU FORFEIT ALL CONTENT LICENSES, GOLD MEMBERSHIP TIME, AND MICROSOFT ACCOUNT BALANCES ASSOCIATED WITH THE SUSPENDED ACCOUNT.