Xbox Live gold membership not payable with Microsoft $.

Thank you for your response! I know for certain I've paid for game pass ultimate with these cards like you have. Its an amazing service and I think its a dream come true! But as other ambassador's have stated, its seems my current debit cards may have inherited
a slightly ironic debt. I don't have the ability to remove them (as payment methods) from my Xbox. I've thought perhaps this may be a current subscription or something, but I would much rather remove all my past debit cards, and use my microsoft card for future
payments if thats possible. Is there some sort of reoccuring billing option in the dashboard or somewhere on a website? I had 5 debit cards linked to my billing info, two of which I used to pay for game pass ultimate twice for 3 months each, and the rest of
it went to expansion packs and in-game goodies. Except for those 2 cards. I can't remove them. I have never tried paying for gold this way but I have the money. I just feel I might mave bought the wrong card.

By the way I have to say that I really appreciate your response thanks a lot! You remind me of the awesome people I spoke to calling xbox support for assistance when I needed help with problems like the RROD during the early days of 360 lol

Hi, Microsoft account balance can be use to purchase xbox gold

To add to what the other people have said you can also purchase from the MS store one of the PrePaid Gold cards (link follows) and during checkout it will give you the option to use the MS account/Gift Card balance as the payment option for that it will
give you a 25 digit code to put in at that point that would give you the Gold subscription. This way you do not have to put another payment option onto the account like a credit/debit card.

Xbox Live Gold Card in MS store

Hello, I've read your question, and I hope I understand your situation. The Xbox Ambassadors are here to help!

I'm sorry to hear you're having such a bad time with the payment process, I've been there myself. I have in fact used a Microsoft gift card for $15 in the past to pay for my Xbox live, also now I use it to pay for my Xbox game pass ultimate subscription.
When you say you purchased a $50 Microsoft card and it did not work, may I ask, did you purchase it new from an authorized retailer? That is to say perhaps the card was already redeemed prior to purchasing it.

The last time I paid my Xbox game pass ultimate subscription with a Microsoft card, the card was for $15, and the amount due was $15.80.

It did give me a question prompt that said, " how are you going to pay for the rest?"

Also I had reoccurring billing turned on, so I had to turn it off in order to use my Microsoft card. then turn it back on in order to pay for the other $0.80.

Hope this helps.

You can use your Microsoft account balance to purchase gold, but since it starts a recurring subscription you do need a payment method on file for additional payments, even if you plan on turning off auto-renewal. https://beta.support.xbox.com/help/subscriptions-billing/redeem-codes-gifting/types-of-prepaid-codes