Xbox live gold and games I paid for

But Why Xbox Gold Live doesn't need to be paid with a credit card?

I paid Xbox Live Gold without credit card and only with balance that I have. In addition, Xbox Live Gold allows the desactivation of periodic billing.

Why doesn't the Xbox Game Pass allow it?

http://support.xbox.com/billing/xbox-subscriptions/trial-gold-subscription

The following limitations and restrictions apply to Xbox Live trial subscriptions from games or console bundles:

• If you have an existing paid Xbox Live Gold subscription, you can’t redeem Xbox Live Gold trial subscriptions from games or console bundles to extend your subscription period. However, you can redeem the prepaid code once your current paid subscription
  expires.
• Prepaid codes for Xbox Live Gold trial subscriptions are only available in select games and bundles.
• You can’t access Games with Gold for the Xbox 360 with this type of Xbox Live Gold trial subscription.
• You can’t stack prepaid codes for Xbox Live Gold trial subscriptions from games or console bundles. This means that you can’t start another trial period before your current trial period has finished. However, you can purchase a new paid Xbox Live Gold subscription
  and start the subscription at any time during the trial period.
• If you don’t currently have a paid Xbox Live Gold subscription, there is no limit to the number of times you can use this type of Xbox Live Gold trial subscription.

I don't have an issue with it being paid for. It runs over the xbox live network like all other games so should be paid for as part of gold.

Are you on a one month trial or an actual paid subscription? Unfortunately Games With Gold titles are not available to members on a trial membership but instead required a paid subscription in order to download.

http://www.xbox.com/en-US/live/games-with-gold -- Refer to footnote #1 that reads "Games with Gold offer for paid Gold members only"

More information can also be found @ http://support.xbox.com/en-US/my-account/xbox-live-membership/trial-gold-membership

Hi there cowzzz52,

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According to the Games with Gold FAQ (support.xbox.com/.../games-with-gold), you need to be enrolled in a paid gold subscription.

Q. What if I am on a 30 day Gold credit card trial?

You are eligible. You must be enrolled to a paid Gold Membership or a Gold trial that requires a credit card.

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Q. What if I am on a non-paid trial and I go Gold during the trial period to take advantage of a free game offer? Will I get the game?

If you upgrade to Gold during the duration of your non-paid Gold trial, your Gold membership will not start until the end of your free trial. As such, you will not be eligible to download a currently offered free game until your trial period ends and your
Gold membership begins.

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Q. Is this only for new members?

Games with Gold is available to existing Xbox LIVE Gold members as well as new Xbox LIVE Gold members. To download the free games that will be available starting on the 1st and the 16th of any given month during the program period, you just need to be a
Gold member at the time of redemption of any Games with Gold offering.

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I hope this helps.