Ultimate game pass payment's

When you added the one month of Game Pass Ultimate, Microsoft converted your existing year of Xbox Live to Game Pass Ultimate. It became 1 subscription.

Xbox Live and Game Pass are two separate subscription, but Xbox Live and Game Pass Ultimate basically get merged into one.

In other words, when you thought you were cancelling the Game Pass Ultimate, it cancelled the Xbox Live remainder too.

Also, the steps for removing a payment option are on the following site:

https://support.microsoft.com/en-ca...-account-change-payment-method-or-credit-card

Yes to the first question. Game Pass Ultimate is Live + Game Pass.

You would pay again when the extra converted time ends. For example, I had Live until January 2022, then converted that time to Game Pass Ultimate. My next payment would be then.

Also, you can turn off recurring payments whenever you like.

It just means that you cannot cancel the 24 months of game pass ultimate to reduce the payments. The console is still yours after the payments.

yes I've next payment is on the end of this month, and I'm running Ultimate Game pass

Game Pass Ultimate is a subscription service and as such requires a valid payment method for each monthly amount.

At this point in time there is no other way to purchase Game Pass Ultimate, other than by subscription. So Microsoft account balance will not cover it.