The refund was not credited to my account.

Have you received any email confirming your refund has been issued? You can also check your refund status thru https://account.microsoft.com/billing/orders.

It will depend to your bank's process and policy on when it will be credited to your account, Metehan.

It has been 5 days since it was approved,
I reached my bank, but they say there was no refunded anything.
you can' see microsoft paid or not.

here it is

It has been 5 days since it was approved,
I reached my bank, but they say there was no refunded anything.
you can' see microsoft paid or not.

Its been 5 days however it's only been 3 full business days since the refund was approved (if it was approved on the 22nd) weekends dont count when it comes to the amount of days it takes for a refund.

Refunds can typically take 3-5 business days from the time it was approved (or slightly longer depending on your bank

The 5th business day would be end of day tomorrow.

Got it, Metehan. If it's already refunded, I am afraid it will be up to your bank on when it will be credited to your card. You can ask your bank on how long it can take for them to process the request. . If you use a card/credit card, refunds take 3-5 business days after your refund is approved but may take several business days or longer. In US, it can take up to 30 days depending on your bank's process and policy.