Product ownership and offline play.

So I recently moved and have limited internet access. I played my xbox one 4 days without switching to offline mode. (Spoiler, it doesn't really work anyway. Lol) and everythings good until my xbox is unable to confirm an internet connection through its routine check for updates. Suddenly games begin freezing and the console operations sputter. Resetting the console works for a while but my xbox just isn't having it. Finally it puts its foot down with the mighty Error Code E105.

Now this code requires a factory reset and if you recall when you first purchased your xbox you need internet access to setup your system. (Touche' Microsoft.) At this point I'mannoyed but mildly entertained at the idea Microsoft would go to this extent to force an internet connection, but whatever. I do my research, find out about offline mode (Which *cough* doesn't really work anyway.) Do the factory reset using phone as a hotspot, put in my info, and set up my gaming console like nothing happened.

I was wrong, so, so wrong. I checked my 2 external hardrives containing over 240 paid for games supposedly empty, vacated, just gone! I checked storage volume, the space is clearly being used, so why? What's happening? I reconnect to my hotspot and suddenly all my games return. However, I now must remain online to play any of them.

So here's my questions

1. Do we really own these games? If I require online access, which by proxy is equivalent to asking Microsoft for permission to access the product?Are these games really mine?

2. Also, if Microsoft decided to stop supporting xbox one, or better yet went out of business for whatever reason, what then? I just, lose access to all my games?

Mind you I already had this happen to my copy of marvel vs capcom 2 because Microsoft lost the license to put it on xbox one. One day I went looking for it on my hardrive and it was gone. I called support and they were like "Oh, ok. Well, sorry."

And I'm bringing this up to show I'm not pulling at air here. There are games right now that I own... excuse me, games that I ("own") that I can't access because they are no longer supported. I'm asking these questions because games aren't just entertainment now, they're investments. And honestly the way things are, I don't see the xbox one series being worth all that much in the future.

:)