preorders with microsoft account balance and card.

When you split a payment you won't be charged until within 10 days of the game being released. That shows that you paid with both your account balance and a Visa.

Hi again Archie82,

Your welcome and feel free to come back to forums with any questions.

Hi Archie82,

Your credit/ debit and gift card balance will be charged 10 days before the released date of your preorder. Here more about preorders from the website.

When will I be billed for my game?

If you used account credit only to pre-order your game, your balance will be taken immediately. If you used a credit card, or split your payment between credit card and account balance, you will be charged around 10 days before the game launches.

If your account balance is lower than the amount you authorized for pre-order billing, the remainder will be taken from your credit card. You’ll receive an email to your billing account confirming that the remaining card payment was collected successfully,
and the game will be available for you to play on the day it launches.

Purchase and manage your pre-ordered games

FIND AND MANAGE YOUR PRE-ORDERS

You can keep track of pre-ordered games—and anything else you’ve purchased through the Microsoft Store—by signing in to your Microsoft account. From there, select the Payment
& billing tab, and then select Order history.

The Order history page allows you to easily view and manage your pre-orders in one place.

GET YOUR PRE-ORDER INCENTIVES

No matter when you’re charged for your pre-order, you’ll still be eligible for any pre-order incentives that may be included with the game. Check the game description in the Microsoft Store to see if there are any pre-order incentives.

Some games offer incentives that are immediately available, while you may have to wait for other incentives until the game is released. If you don’t see an incentive right after you place your order, you can expect to receive it the same day that your pre-order
is available.

thanks smwutches and Allebas. this helped.

If you chose your account balance when you initially preordered it, then it will take the funds from your account balance. If you chose your card, then it will take funds from your card.