Pre-order help

Thats because its still in a preorder state because the game has not officially released yet.

If its a true 'credit card' you wouldn't need anything 'in the bank' at the point of purchase. A credit card allows you to purchase goods and services and pay them off by way of a monthly statement. Generally, no interest is payable if a balance is cleared
in full each month.

A 'charge card' works in a similar way to a credit card, however, purchases generally attract interest from the point of sale until they are paid off.

In the UK, a 'debit card' requires funds to be available immediately, charging the purchase straight to your bank account.

So, double check which type of card you actually hold!

Give it time it will be completed soon...ok

I bought it too but i didnt get the bundle intantly..do i get the skins later on when its ready?

Hello David,my name is Oskayra, I will be happy to help you in any way possible.

Yes, Microsoft will take payment for your digital game preorder from your Microsoft account balance if you don't have enough money on the card, even if you split payments between your account balance and the card.

I hope the information is helpful to you, if not, let me know that I will be happy to continue helping you, good luck and happy day.

Sincerely,
Oskaira.