Please help don’t know why it’s saying this

Every time i press on someones profile on xbox app it says to change it in privacy settings but i don’t know witch one to pick i don’t know what to do please help.

May I know why do you say that you don’t know if you’re using a cracked version?
How did you installed windows exactly?
Someone else did it for you?

Please note that if that’s the case, we can’t help you here with that.
It’s against the community rules

It says I can’t that’s why I don’t know what to do

For information about your ban and to see about submitting a case review, you would need to go to http://enforcement.xbox.com

I don’t have a credit card I don’t really know anything about them but i found an old credit card that i think is deactivated but the date is till 2026. When i try to use it says incorrectly formatted cardholder name. Any help please…I don’t even know what they mean by that🥲