Please cancel your pre-paid card purchased at 499 RUB

Cancel auto renew and wait until your gold runs out to use the pre paid card

I know the pre paid cards like that do not play well with Xbox.

The reason for this is that what Microsoft sends to them as the info on what was purchased just says Xbox Live this is done with any credit/debit card that is used as a payment option not just these pre-paid cards and these pre-paid cards see it as a possible
recurring payment and do not like that because they are pre-paid cards.

So with that said your best bet would be to do what ThisGameIsSucky said and go to a retailer and purchase an xbox live gift card if that is what you are trying to purchase to put the money on your account.

Hi Arrow Cutter,

Are you trying to renew your subscription with a credit card or Pre Paid Code ? And the gold your currently on that is due to end on the 19th was it purchased with a Credit card or Pre Paid Code ?

Hi,

Not all pre-paid debit cards work on Xbox Live. Indeed, not all pre-paid cards allow online purchases. You may need to check with the card issuer to see if online purchases are blocked.

The card I have on file was canceled because my number was compromised. I never bothered to take it off my account because I never use it to purchase things. My son's account has no card associated with it at all and he can still use points to purchase things.
If you only use pre-paid cards there is no reason to have a credit card associated with your account.