My live subscription got suspended

For information about your suspension and to see about submitting a case review, you would need to go to http://enforcement.xbox.com

Thanks for the input FearedNightmare, I have checked the Live subscription status and it's "Suspended".

Also in the console it says "Go Live", as well my subscription should have expired last month

The problem is I got charged for Xbox subscription after I got locked out of my account by 3 days, (Microsoft ultimate/1month). How can they suspend my account and still keep my credit card active and deduct from my card.

You got suspended or banned live with it

Basically whenever you sign up for a subscription with a debit/credit card the system turns on auto renew for the subscription. The only way to prevent this is to use a Xbox live prepaid card that you can purchase from retailers.

If you do not turn off the auto renew the subscription will continue to run even if your card is declined Microsoft will continue to try and charge your payment option and after a certain amount of time (not sure of the exact amount of time) they will then
suspend your Xbox live subscription if it is not paid.

This is normally how customers will get a past due balance on their subscriptions.

Like the Customer service rep explained after the live subscription being suspended for a period of time it will then cancel the subscription and that payment option would NEVER be able to be used on another Microsoft account again.

At that point with the subscription being cancelled you would be able to purchase a new subscription.

While the subscription is suspended you would not be able to add any Xbox live Prepaid cards or any type of Microsoft Prepaid cards (even gift cards) to the account.