I was charged twice for modernwarefar how do I get my money back over 105 dollars both times

I see, you can try filling the refund form in this case:

https://support.xbox.com/forms/request-a-refund

Under category select "billing error" and "duplicate charge for the same item"

In that way they can investigate further on this one for you

If you used a debit card that could happen as they put a hold on that money. You should contact your bank to validate this is an actual double charge

I already did they said to get ahold of microsoft

I don’t believe so because they charged me an over draft fee…

Hi, probably this second charge is the authorization hold.
Probably in the next 48 hours this second charge is going to be cancelled / reversed, but it can take more than expected due to internal processes with your financial institution
If that happens I can advice you to get in touch with your financial institution as soon as possible to speed up the process