I had 10k points waiting from MyVIP sitting late last month. Where is it?

Hello,

From the previously available FAQ on Vault Credits:

I claimed Rewards Credits from the vault. When will I receive them?

If you claim Rewards Credits from the MyVIP Vault, they should appear as pending in your account within 96 hours. Once they are pending in your account, the normal deposit process kicks in. Generally if you have over 5,000 Rewards Credits pending in your
account in the first half of any given month, that amount will be converted to your local currency and deposited into your Microsoft account on or around the 30th of that same month. If the Credits show as pending in the second half of the month, that amount
will be deposited into your Microsoft account on or around the 15th of the next month.

Please note you need at least 5,000 Rewards Credits pending to automatically trigger a deposit, though you can request a deposit for the next scheduled date as long as you have 1,000 Credits pending. Also, if you have ongoing issues with us depositing
into your account, such as your account not matching up with your billing location, you might want to consider choosing a different prize from the vault, as we won’t be able to deliver your Rewards Credits until the deposit issue is resolved.

You can review when your Credits were pending, as well as when you had 5000 pending, on the MyStatement on the MyRewards page. You can also see your deposit as currency from the Microsoft Commerce page. Please note that due to the large volume of deposits,
your deposit will occur around the 15th, including up to a few days before or after that date. These were deposited on the 17th.

This is my problem, I had 10k points from MyVIP sitting there. I know that they are supposed to automatically submit when it hits 5k. It's the 16th and there is still no sign of the 10 dollars.

Yes.

Ok. But it's the 16th, the 10k points was in there last month when I redeemed the Gems on MyVIP, isn't it supposed to be deposited into my account on the 15th not the end of the month?

I used to try for 10K a month actually, but lately I've slowed down a bit. Last month I got 7K. I think this month will be slow as I've been enjoying Sea of Thieves and playing for fun, not gamerscore lol.

Now it 460 points for the month. And now I have 10k for the year.