dont charge my payment of digital code of 1 $

DONT do direct debit. they have cost me £60 in 5 weeks thru bank charges because they took 2 months payment out instead of 1, then the following month took a payment that was covered by the overpayment they took the month before.

Looking for a 1 month membership not codes, and i cant buy membership thru xbox because of a payment issue a few months ago where auto renewal kept charging my credit card with no money in the bank (thusly they cant charge now because of what happened)

When we charge you for a pre-order

For digital downloads:

If you use money in your Microsoft account, we'll charge you right away. If you use any other payment option, including payment backup, we may charge you up to 10 days before the release date. For more info, see Buying
digital games on Xbox One FAQ.

For items we ship to you:

If you use money in your Microsoft account, we'll charge you right away. If you use any other payment option, including payment backup, we'll charge you when the item ships.

They just preauthorize the payment to make sure the card goes through but they dont charge anything for it until they send it to u

Hi, I'm from mexico and since yesterday I tried to make a payment by paypal, and by MasterCard, I have a positive balance in both. And one of my my Paypal acounts is linked to my credit card, and review and confirm they are correct my billing address
and the service is available in my country.

I've noticed that there have been charges on my mastercard account for 1 usd each, payments to Microsoft México.

These charges appear on my bank statement, but do not appear on my xboxlive billing history.

Already tried this:

forums.xbox.com/.../153161.aspx

"I'm getting charged $1 when adding a payment method!

These are just test charges that are sent to verify that your payment method is currently accepting charges. They will be reversed within a few days. If you don't see them leave your account, first verify you didn't make any $1 purchases, and then contact
either your bank or Xbox Phone Support."

Ok, ok I have received several bills for 1 usd,

Why I can not buy anything?, Why do I keep getting error messages !!!??