Child to independent adult account

If they don't already have their own account, you would have to create a new account for them. They would have to start over though. Nothing can be transferred between accounts.

Hi Evopwr! My name is Ricardo an independent advisor ready to help you with this situation!

Being the organizer of a Microsoft family doesn't change the child status of the account, the family organizer needs to be an adult account the child account must be added as a child account thst will allow the adult account to manage this settings

The way this is supposed to be set up is that you have a child account and an adult account. The child account is a separate account but it cannot act independently of the adult account. From the adult account you can set purchasing permissions and even
set a monthly allowance that will not be exceeded. You can also set restrictions on what you child views or sees and how they can pick friends.

The problem is that most of the time when these accounts are set up, parents do not create a child account, they just set up an adult account for the child, and we cannot set permissions on an adult account.

The only thing you can do with an adult account is remove any payment methods and add gift cards to the account as needed. That way when the money is gone its gone.

Ok. But is it possible to change the owner of an account? Can I change the original account, that I signed up as me (an adult), to belong to my child instead?

All the accounts are independent of each other. There is no "owner". There is a parent account/child account relationship if you created an account with a birth date under the age of 18. The parent account manages the child account but there's nothing that
allows the transfer of content from one account to another.

You can't make an adult account a child account either.

You can go in to Settings > Account > Privacy and Online Safety > Xbox Live Privacy > And set your account to Child Defaults to limit what your account has access to. But that's about it. It will still remain an adult account.

Is the account in question a child's or adult's account? If its a child account you may want to change it to an adult account and give it a shot.