Cant add money to my Microsoft account, i am well below the limits.

You'll want to contact support and speak to billing. 1-800-4my-xbox if you're in the US/Canada or http://support.xbox.com/contact-us

yes I have, It wants me to add money to a Microsoft account and I cant use money that is already on my Xbox

"Money can't be transferred to another Microsoft account and can't be converted from one
currency to another."

Here's info on how to add money to a child's account at this

link. I hope this helps!

Hi there Sherkaun,

Thanks for reaching out. I'm sorry to hear about the issue with trying to transfer funds.

Unfortunately, when you add money to a Microsoft account it converts it into Microsoft Currency. There is no available feature to be able to transfer funds.

Take a look at the following article:
Limits on the money in your Microsoft account.

Hope this helps.

You're welcome, JakubKrupa1.

Sure, let me provide you the steps and support article for your reference.

Option a) - You say that I can authorize my child to purchase - the question is how to do it safely? This is the option to add a credit card to my child's account?

You may add Microsoft credits or funds to your child's account as it is not suggested to add directly your credit card. (Please see this support article for more details - Add money to your family member's Microsoft account)

1. Please visit family.microsoft.com and make sure you are signed into your parent account.
   
2. Find your child's account and click Add money. You can also select More Options > Spending > Microsoft account balance > Add money.
   
3. Select the amount of money you would like to add to your child's account and select Next.
   
4. You may add your mode of payment by clicking Add a way to pay.
   
   (In adding money to your account you may refer to this link - Add money to your Microsoft account)
   

Additionally, the answer to your question, please check this link for more details (Spending limits in Family Safety (microsoft.com)).

1. Enable Ask to Buy and Set Spending Limits for your child's account.
   
2. Please be mindful of this - Limits on the money in your Microsoft account.
   

Option b) - You mean my child can use my gaming account? I don't like to mix it up.

No, it would be best if the game license is associated to your child's account.

Option c) - Should I add any funds to my child's account? What if this solution fails? Will I be able to get this money back? I just lost about $ 25 and wouldn't want to do it again.

Yes, you should add money to your child's account. Please check this support article for processing a request for refund of your recent purchase - Request a refund for digital games.

Hope this helps! If you have clarifications, please send a reply.

Regards,