Cant Access User Generated Content in Forza Horizon 5

If you linked your Microsoft account then make sure that everything is allowed here https://account.xbox.com/en-US/Settings

I bought the game on steam. Will this still work?

Hi! My name is Pam. I'm an Independent Advisor and I'll be glad to help you today.

If everything is on ALLOW and EVERYONE under Privacy, Xbox One/ Windows 10 online safety, everything is set as ALLOW and EVERYONE here https://account.xbox.com/en-US/Settings

Please open Settings then System -> Apps -> Apps & features -> look for Microsoft Store and click it. ->The advanced options link will appear. Click it. -> On the next page, click on the Reset button to reset Microsoft Store to default settings.

After that, sign out and sign back in on your Microsoft store app and Xbox app.

I'm having the same exact problem and this link directs me to here:

https://support.xbox.com/en-GB/help/family-online-safety/online-safety/manage-app-privacy-settings-xbox-one

I did not create a family group and I'm not a member of any but it still behaves like I am and I can't find how to leave the Family group that I didn't create it's extremely annoying

On the Privacy & Online Safety screen, click the Privacy tab and make sure the following is set to Everyone:

"You can see and upload community creations"

Beyond that, if it still doesn't work, then no clue as that setting plus the ones Francia posted about before are the only ones needed. You could double check to make sure you don't have some sort of ban on Forza that is stopping you (and showing the wrong message):

https://forzamotorsport.net/en-US/tool/banHistory