Cannot add a payment card

And when i try to add the credit card on my Xbox 360 it says "Cannot authorize the selected payment, Please select another payment method or add a new one".

is there any way for me to add payment method without credit card? i have PC game pass code, but to activate it, i need to add payment method, for me it such a waste if i cannot add my code to my account.

Payment methods cannot be split for a specific item. You'll need to add more money on the account balance or make the whole purchase with a card.

you cannot use that currency for a live gold membership ONLY for purchases on the marketplace like games, add on content, videos etc. the ONLY way to buy LIVE is with a credit card or another form of electronic payment like paypal or store bought live cards.
the main reason why you cannot is when you buy live on the console it turns on the auto renewal and charges the payment on file like the CC or PP, the currency cannot be used as a recurring payment sorry.

Sounds like you have a billing suspension on your account. In order to resolve this issue, you'll need to either update the card information that is already on the account or add a new payment instrument to resolve the balance.

You cannot use a prepaid card to take care of the balance, it needs to be paid with a payment instrument.