Billing And Subscriptions

Hi I have an issue I was playing a game 1 day then my Xbox restarted And said I had a Payment on the ultimate game pass I'm 15 and have no way of paying payment my mom has spent $50 on gift cards trying to help me Fix this issue It doesn't show up 2 days
later to say the payment is past due The way I was paying for the ultimate pass with my mom's card Due to bank issues we had to get a new card and I think it is still charging that old card For the ultimate pass and it won't let me remove that card from my
billing So I can't join any Xbox parties or games requiring Xbox live And it says it will only accept paypal credit/debit card or mobile And I have none Please get this issue resolved as though it is really frustrating.Everyone that has his This issue and
is under the age of 18 is basically screwed On

:)