2K20 Sign in with Account that purchased this game or renew subscription

The best place to find this out would be to sign into your account at account.live.com and it will show you your purchase history there including purchases for subscriptions on order to remove a credit/debit card from an account the card can not be part
of an active subscription that has auto renew turned on.

So in order to remove the card at the same website above you can go to services and subscriptions and it will give you an option to turn off your auto renew on the subscription then you can go in and remove the card from the account.

When you sign up for a subscription it will automatically renew. That information is in the TOS and its in the description of the subscription that you can read on the same screen as the purchase button. They are not trying to fool you or scam you. The information
is there saying that it will renew on schedule. Also, XBL will send you out an email to the wlid on your account 30 days before it renews, then 15 and a week, so you do get 3 warnings before it renews.

If you are signed into your account at account.xbox.com and are looking at your games those are the games that your account has the license for including the games with gold.

So if the One games are showing up there that were free with gold then yes when you purchase a One they will be in your ready to install section as long as you are signed into the account that got them and with the One games you do have to keep an active
Gold subscription to play them.

If your Gold subscription runs out then you will lose access to play them until your Gold subscription is renewed.

Hi, to disable Microsoft subscriptions, sign in with your Microsoft account that you used to purchase the membership, go to services and subscriptions, find your subscription that you want to change, click manage then select cancel. This should disable
auto renew and give you an expire date.

Hi!

Be sure to login with the same account used to purchase the game (or subscription). You can check the status of the subscription from "Settings-> Subscriptions" and check if it needs to be renewed or not.