This annoying text saying You need an adult to buy this

I think the text is there as a message to the under-age gamer that if they simply go to their parent/guardian and simply ask nicely and saying please (as opposed to yelling and screaming, as some kids do) then sometimes, just sometimes, they will get the game/DLC that they want.

I’m not talking about that I am restricted, I’m talking about the text on the screen.

If you're not trying to buy an item when the text is showing up we can simply perform troubleshooting steps.

To fix this, please perform a power cycle on your console by following the steps below:

POWERCYCLE CONSOLE​​​

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1. Turn off your console by holding the Xbox button on the front of the console for approximately 10 seconds. The console will turn off. ​​​

2. Turn your console back on by pressing the Xbox button on the console or the Xbox button on your controller. ​​​

If that didn't work resetting the console keeping games and apps will be the next option. Don't worry because as long as you're connected to Xbox Live your saved progress, games, will not be deleted. It will remove all of your accounts but you can add all of them later on.

Press the Xbox button to open the guide.

Select Profile & system > Settings > System > Console info.

Select Reset console.

Reset and keep my games & apps.

Hi, I hope you're doing great out there despite the issue that you're experiencing. I am an Independent advisor and I am here to help you in regards to your concern.

It means that there is a restriction on your account. Kindly sign in to https://account.microsoft.com/family and check if there is an organizer account linked to yours. Once confirmed, you need to ask the organizer to manage the restriction using their account.

Hi Max, my name is Rodrigo. I'm an Independent Advisor and a member of the Microsoft community and I'd love to assist you today.

I am sorry to hear that.

Please, temporalily turn off the Ask to buy option and ask your child to attempt the purchase again.

Sign in to your Family page with an adult Microsoft account.

https://account.microsoft.com/family/

Find the child's name and select More options > Spending.

Under the Ask to buy section, switch Needs organizer approval to buy things to Off.

I hope this helps.